Runway — Terms of Use

Version 2 · Last updated: 18 October 2026

These terms are an agreement between you and Ethan Greer, an individual developer in the UK ("we", "us"), for your use of the Runway app ("Runway"). Please read them. When you use Runway, you agree to them. Our Privacy Policy explains that your figures stay on your phone.

1. Who can use Runway

Runway is for people aged 18 or over who live in the UK.

2. What Runway is, and is not

Runway shows figures that you enter. It does calculations from those figures and from assumptions that you set or accept, such as growth rates, inflation, tax rules and pension ages.

Runway is not financial advice. We do not recommend any particular investment, product, provider or course of action, and we do not take your full circumstances into account. We are not authorised by the Financial Conduct Authority to give investment advice. Projections, retirement ages, tax figures, allowance figures and home-purchase figures are estimates for information only. They are not a promise or a guarantee. The value of investments can go down as well as up, and you can get back less than you invest. Tax rules change, and their effect depends on your own circumstances.

Before you make a financial decision, think about advice from a regulated financial adviser. Free, impartial guidance is available from MoneyHelper, and pension guidance from Pension Wise.

3. Connected services

Runway connects to no third-party service at this time. If Runway offers a connection in the future, for example to read a balance from a broker, it will be optional, and these rules will apply to it:

• The connected service is a separate company. Your agreement with it, including its API terms, continues to apply. You are responsible for following those terms.
• When you connect a service, you authorise Runway to read your data from it on your behalf, with the access that you give. Give read-only access only. Never give a key that can trade or withdraw money.
• You are responsible for creating, keeping safe and removing your own keys with that service. If you think a key has been exposed, remove it in Runway and cancel it with the service at once.
• We do not control connected services. They can change, limit or stop their service, or block Runway's access, at any time. We are not responsible for the accuracy, delays or availability of their data.
• Data from a connected service can be delayed, incomplete or wrong. Your provider's own app and statements are the official record.

4. Your figures

You are responsible for the figures and assumptions that you enter. You keep all rights in your data. Runway keeps your figures only on your phone, encrypted. We never receive them.

Your figures are not backed up unless you export a backup file in Settings. Keep your backup files and your recovery code safe, and in different places. If you lose your phone and have no backup file, or you lose the recovery code, nobody, including us, can get your figures back.

5. Acceptable use

Do not:

• use Runway for anyone else's money or as part of a business service;
• enter bank logins, PINs, card numbers, one-time codes or another person's keys;
• test, attack or overload Runway, or try to get access to another person's data;
• copy, reverse engineer or resell Runway, except where the law permits it;
• use Runway to break the law or the terms of a connected service.

6. Price

Runway is free at this time. If we add paid features, we will show the price and the terms that apply before you pay, and you will not pay for anything unless you choose to.

7. Availability and changes

We try to keep Runway available and correct, but we do not promise that it will always be available, free of errors or secure against every attack. We can change, add or remove features. If we plan to stop Runway completely, we will give you at least 30 days' notice in the app, so you can export your figures.

8. Stopping use

You can stop using Runway at any time. To delete your figures, use Settings › Delete all data, or delete the app.

9. Our responsibility to you

Nothing in these terms limits or excludes our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for anything else that the law does not allow us to limit or exclude. Nothing in these terms affects your legal rights as a consumer.

Runway is provided for your personal, non-business use. Subject to the paragraph above:

• we are not responsible for loss that was not foreseeable when you started to use Runway;
• we are not responsible for loss caused by a decision that you make, or do not make, based on a figure, projection or estimate in Runway;
• we are not responsible for loss caused by a connected service, by its data, or by a key that you create or share;
• we are not responsible for business losses, such as lost profit, lost revenue or lost business opportunity;
• because Runway is free, our total liability to you for all claims is limited to £100.

10. Intellectual property

We, or our licensors, own Runway, its design and its content. We give you a personal, non-transferable licence to use the app for your own use under these terms. Trading 212 and other service names belong to their owners. Their use in Runway does not mean that they endorse or are partners with Runway.

11. Changes to these terms

We can update these terms, for example when we add a feature or a connected service. If a change is important, we will tell you in the app before it takes effect. If you do not accept the new terms, stop using Runway.

12. Complaints and contact

Email ethangreer4@gmail.com. We will reply as quickly as we can. For questions about your data, see the Privacy Policy.

13. Law and courts

These terms are governed by the law of England and Wales. You can bring a claim in the courts of England and Wales. If you live in Scotland, you can also bring a claim in Scotland. If you live in Northern Ireland, you can also bring a claim in Northern Ireland.

If a court finds part of these terms invalid, the rest continues to apply. If we do not enforce a right at once, we can still enforce it later.